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Cristian Maria

Update on Cristian Maria

Cristian Maria, 51, has a business selling cosmetics. She has had this business for a number of years, and has a lot of experience with it. Cristian has demonstrated herself to be responsible, hardworking and of good character. She needs this loan to invest in working capital such as: beauty products, face creams, beauty masks, anti-wrinkle creams, anti-aging creams, and other products.
View original language description ↓
Cristian Maria soltera de 51 años de edad tiene por actividad economica la venta de cosmeticos a la cual se ha dedica desde hace varios años, lo cual cuenta con mucha experiencia, en la actualidad Cristian ha demostrado ser responsable, trabajadora, con solvencia moral, el financiamiento lo quiere para invertir en capital de trabajo como: productos de belleza, crema faciales, mascarillas, cremas antiarrugas, crema antiojeras entre otros.

Previous Loan Details

Cristian Maria is 51 years old. Now a retailer, she started her activity 11 years ago by selling clothes and perfumes only. In time she gained experience and so she decided selling other things. She has always been a industrious woman, who never lets bad situations get the best of her. She works ... More from Cristian Maria's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $475 helped Cristian Maria to buy beauty products, facial creams, beauty masks, anti-wrinkle creams, anti-aging creams, and other products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 7, 2012
Currency Exchange Loss:
Jul 7, 2012