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Maria Fernanda
Maria lives in the south of Guayaquil known as Guasmo. Her house, despite being in an area that lacks a lot of government attention, has basic services and is made of cement, but it is not her own as she lives with her parents. Maria is 26 years old, separated, and has a son who goes to the local public school. She works in the preparation and sale of fast food. She has been doing this for the past 7 years, and she very much likes to cook and it gives her good results. She tells us that she feels very happy being able to do something that she truly likes, especially when people praise her food and her clients keep coming back for more. She does this work in the company of her mother who was the one who taught her how to prepare her dishes. As she is a single mother her greatest worry is that she will become sick, since her 6 year old son depends on her. Maria would like to grow her business, and as such would like this loan to buy chairs, tables, rice in bulk and plates.
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Maria vive en el sur de Guayaquil conocido como el Guasmo. Su casa a pesar de estar en un sector donde falta mucha atención del gobierno cuenta con los servicios básicos y es de cemento, no es propia ya que vive con sus padres. Maria tiene 26 años de edad se encuentra separa y tiene un hijo quien está en la escuela fiscal del barrio. Ella se dedica a la preparación y venta de comidas rápidas. Este trabajo lo viene haciendo hace 7 años atrás, le gusta mucho la cocina y le da muy buenos resultados. Nos comenta que se siente muy contenta de realizar algo que verdaderamente le gusta sobre todo cuando la alaban por su sazón lo cual lo demuestran ya que sus cliente regresan. Esta actividad la realiza en compañía de su madre quien fue la que le enseño la preparación de los alimentos. Como es madre soltera su mayor preocupación seria enfermarse ya que su hijo tiene 6 añitos y depende de ella. Maria piensa ampliar el negocio por eso realiza el préstamo para comprar sillas, mesas, arroz por quintales, platos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Maria Fernanda to buy chairs, tables, rice in bulk, and plates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2012
Jun 7, 2012
Currency Exchange Loss:
Jun 18, 2013