Raul is 49 years old and is from Duran, Ecuador. He is married to Rosa who helps him with his business and with caring for their two children who study in public school. Since he was a child, Raul's father was the one who taught him everything about trucks and how to be a mechanic, and this is the work he currently does. He does this work from his home every day, from morning until night, as it is a fundamental part of his income. Raul tells us that one of his biggest fears with his business is delinquency, as he has many expensive and useful tools like large machinary which he is not able to store inside, which makes them potential targets of robbery. With this loan he will buy grease, tools, and products to have in inventory. His dream is to be able to have a larger shop in the center of Duran, and later to be able to have various branches of his business.
Desde Duran conocemos a Raúl quien tiene 49 años. El está casado con Rosa quien le ayuda con su negocio y esta al cuidado de sus 2 hijos quienes estudian en escuelas fiscales. Desde niño el papá de Raúl fue quien le enseño todo sobre camiones y mecánica siendo esta la actividad que actualmente realiza. El trabajo lo realiza en su domicilio todos los días desde la mañana hasta la noche ya que es fundamental en sus ingresos. Raúl nos cuenta que uno de sus temores en su negocio es la delincuencia, ya que tiene herramienta que son caras y útiles, como es maquinaria grande no la puede guardar por lo tanto queda al aire convirtiéndose así en objeto de robo. Con el préstamo va a comprar grasa, herramientas y productos para tener en inventario. Su sueño es poder tener un taller más amplio en el centro de Duran y llegar a poner sucursales…
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.