Phalla (pictured here) has full-time employment, while her husband, San is a motor taxi driver. They live about 10 kilometers from Phnom Penh City. They have four one son and three daughters-one is in second year of her Accounting University in Phnom Penh and also works as a cashier, two are in school and another one is still young.
Phalla had asked for a Kiva loan. She now is applying for her second loan in order to purchase a computer laptop for her daughter who is in second years of her Accounting University in Phnom Penh and also works as a cashier. She will also use a part of the loan to replace new motorbike because her husband because the old one breaks and does not work well.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.