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Update on Rukia

Rukia is a married woman with two children, both of whom attend school. The family owns a house that has neither electricity nor piped water. She successfully repaid her previous loan which she used to buy charcoal to sell. Her business has done well, and she earns enough to provide her family with basic needs.

Now Rukia is taking out a 30,000 KES loan from Yehu to start business as a tailor. With the loan she will buy a sewing machine and material. Her ambition is to teach tailoring in the future.

Previous Loan Details

Rukia K. is a married woman with two school-going children. They own a house that has neither electricity nor piped water. Her husband owns a retail shop and he contributes to the well being of his family. Her greatest monthly expense is food for the family. She has operated a charcoal-selling... More from Rukia's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 848
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Rukia to buy a sewing machine and material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 5, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Rukia. It was first posted on Kiva on May, 2011. Learn More