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Berna is widowed with four children, none of whom are in school. She doesn’t take care of any additional family members. She has a business of selling used clothes for children. She has been in this business for five years.

Berna moves door-to-door selling used clothes and sells to all categories of people at retail. She works six days a week. She has applied for a loan of 800000 Ugandan shillings to buy more bales of used clothes for children. Her major business challenges include the rainy season, which hinders her movements, and the ever-increasing supply of used clothes in Uganda.

Berna aspires to build her own house and also to get a permanent business premise. She lives in a rented house and the family has access to electricity and piped water. Her major monthly expenses include rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,500.0
    Uganda Shillings (UGX) = $1 USD