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Rosario Del Carmen
In Manta, a marvelous and beautiful tourist city on the coast of Ecuador, we met Rosario. She is 58 years old and married to Francisco. Her husband has been a welder for 12 years. He makes doors, windows and metal objects. She has a daughter who is grown and married. Rosario has a hardware store located in her house. She opened the business because she has always liked doing business, but since she was a housewife she wasn't able to develop herself that way.Talking to her husband one day she got the idea and with some capital they had saved up they started. At first it was difficult to find customers but over time they became better known. The hardware store has been running for 4 years and it is going very well for them. Rosario tends to it and when her daughter visits she helps her with the cleaning and serving customers. The locale is open every day from morning to night and has had no problems so far. Rosario wants to take out the loan to buy some complete toolboxes. Her dream is to add on to her house and her business to make it bigger and more spacious.
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Desde Manta, maravillosa y turística ciudad costera de Ecuador conocimos a Rosario. Tiene 58 años y está casada con Francisco. Su esposo se dedica hace 12 años a la soldadura haciendo puertas, ventanas y objetos de metal. Tiene una hija quien es mayor de edad y está casada. Rosario tiene una ferretería la cual está ubicada en su domicilio. Abrió el negocio porque siempre le a gustado el comercio pero como era ama de casa no podía desarrollarse en ese aspecto. Conversando con su esposo un día nació la idea y con un capital ahorrado empezaron. Al principio fue difícil obtener clientes pero pasando el tiempo se dieron a conocer. La ferretería tiene 4 años de funcionamiento y les va muy bien, es Rosario quien la atiende y cuando su hija la visita le ayuda con la limpieza y la atención. El local lo abre todos los días desde la mañana hasta la tarde y no ha tenido ningún problema hasta ahora. Rosario desea hacer el crédito para la compra de cajas de herramientas completas. Su sueño es ampliar su casa y negocio a fin de hacerlo más grande y espacioso.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD