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Orzi is a 49 years old woman, hard working and conscientious. She is married and is raising three children. Orzi started as a business woman in 2003 selling clothing at the market, but in 2010 she decided to open a home bakery. She sells her flat breads to the local cafes. Even though this business requires a lot of attention and skill Orzi really likes her work and the bakery is very profitable. She is planning to use the current loan to purchase coal and 20 sacks of flour. Orzi thanks you for your help and support.
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Орзи женщина в возрасте 49 лет,трудолюбивая,добросовестная женщина замужем и на воспитании имеет троих детей.Она начала свой бизнес в 2003 году на вещевом рынке но с 2010 года Орзи начала изготовливать дома лепешки и булочные изделия.Она реализует свои лепешки в местные столовые.Хотя этот бизнес требует большого внимания и заботы она очень любит свою работу и этот бизнес приносить ей хороший доход. На полученный кредит она хочет закупить уголь и 20 мешоков муки.Орзи надеется на вашу помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Orzi to manufacture and sell biscuits and bread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 7, 2012
Currency Exchange Loss:
Jun 17, 2013