Tsevelmaa is 28 years old, married to a 25-year-old guy, and they have one son who attends kindergarten. The family lives in an outer 'ger' district which lacks basic infrastructure, in Ulaanbaatar city.
Tsevelmaa works as an accountant and her husband works as adaptation engineer at a local company. Both of their salaries' total is 1,000,000 Mongolian Tugriks (MNT) per month. Besides their work, the young couple are managing a billboard leasing business.
Tsevelmaa owns all necessary compliance and other licenses, and now she and her husband need only capital finance. Thus she is requesting a 3,900,000 MNT loan to use for her billboard which she will lease out to others.
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.