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Zulma Leonor

Update on Zulma Leonor

Zulma was very happy with her previous loan, because she managed to increase her buying capacity for buying materials and make adaptations to her practice.

She is now planning to continue with her dream of improvement and for this reason she turned to a new loan, with which she will continue the remodeling of her practice, in order to create better conditions to attend her patients and for them to feel very comfortable during the professional service she offers.

Her message for the Kiva lenders is the following: "I am grateful to those individuals who care to help us, the little ones, so that our businesses prosper with the help they give us".
View original language description ↓
Zulma con su credikiva anterior se puso muy feliz, porque logró aumentar su capacidad de compra en materias primas y hacer adecuaciones a su local. En la actualidad planea seguir con el cumplimiento de su sueño de mejoramiento y por eso acude a un nuevo credikiva, con el cual continuará la remodelación de su consultorio, para crear condiciones cada vez mas adecuadas a la atención de sus pacientes y éste se sienta muy confortable mediante la prestación del servicio profesional que ofrece. Su mensaje a los financiadores de Kiva es el siguiente: “ Agradezco a aquellas personas que se preocupan por ayudarnos a nosotros los pequeños, para que nuestros negocios sean prósperos con la ayuda que nos brindan. “

Previous Loan Details

Zulma lives in Costa Hermosa and has a small dental practice. Previously, she worked in a private institution but when her employment ended she decided to look for a location to set up her own business. Now she would not change her situation for anything in the world and dreams of growing her b... More from Zulma Leonor's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 487
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,830.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,650 helped Zulma Leonor to remodel her practice.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 17, 2014