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Rosalina, 35, lives with her life companion, who works and helps with the household expenses; two children, ages 2 and 4; and a nephew. She is a happy and hardworking person who is dedicated to her family.

For five years she has had a store in her own home where she sells basic necessities. She sells dairy products, sweetened drinks, and basic grains, among other things. She has good relations with her neighbors and is very collaborative, which makes her one of the most favored when it comes to selling, because they prefer her and this increases her clientele.

Rosalina wants to expand her business; that is, buy more products to have the most complete store in the area. This is why she is asking Integral for a loan to buy more merchandise and basic necessities such as eggs, milk, bread, beans, sugar, rice, and oil, among others that her customers request but that she still doesn't have.

She's sure that with the profits generated by these new products she will be able to repay the debt and get a better life for her family.
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Rosalina, tiene 35 años de edad , vive con su companero de vida quien trabaja y colabora con los gastos del hogar, dos hijos uno de 4 y 2 años y una sobrina; ella es una persona alegre, trabajadora, dedicada a su familia, desde hace 5 años posee una tienda donde vende artículos de primera necesidad en su mismo lugar de residencia, comercia lácteos, bebidas dulces, granos básicos, entre otros. Posee buenas relaciones con sus vecinos y es muy colaboradora y eso hace que sea una de las mas beneficiadas a la hora de vender, ya que los vecinos la prefieren y esto hace que tenga clientela. Rosalina desea ampliar su negocio, es decir comprar mas productos para tener la tienda mas completa de la zona y es por eso que le solicita a INTEGRAL un credito para comprar mas mercadería y artículos de primera necesidad como, huevos, leche, pan, frijoles, azúcar, arroz, aceite, entre otros que aún no posee y sus clientes estan demandando. Esta segura que con las ganancias que generen éstos nuevos productos podrá solventar la deuda y procurar una mejor vida para su familia.-

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $900 helped Rosalina to buy eggs, milk, bread, beans, sugar, rice, oil, and other merchandise.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 6, 2012