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Lorenzo lives in his own home with his wife and their two children. Many years ago he learned how to cultivate the land. This is what now enables him to bring home money to support his household. Every year he grows basic grains such as corn and millet. He is an incredible man who struggles to give his loving family a different life than the one they currently have. They live in very basic and humble conditions.

He earns a living working on the land. When the harvest is ready, he sells his products in the marketplaces in the region where he lives. He has great references, including his neighbors. They say he is a hard-working man who is responsible, generous, and positive.

He is seeking a loan from INTEGRAL to invest in the purchase of agricultural items that are necessary (seeds, fertilizers, insecticides, etc.) for planting. They are very important so that he will have an abundant harvest and will be able to continue bringing home the bread every day. Little by little he is able to achieve his dream of improving the quality of life of his family.
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Lorenzo habita en casa de su propiedad junto a su grupo familiar el cual está integrado por su esposa y sus dos hijos. Desde hace muchos años aprendió a cultivar la tierra, esta actividad es la que ahora le permite llevar el sustento a su hogar. Cada año cultiva los principales granos básicos como maíz y maicillo. Es un hombre increíble el cual lucha por dar a su querida familia una realidad diferente a la que tienen, habita en condiciones muy sencillas y humildes. Se gana la vida trabajando duramente la tierra, cuando tiene la cosecha lista, la comercializa en los principales punto de venta del lugar donde habita. Tiene muy buenas referencias por parte de sus vecinos ya que él es un hombre trabajador, responsable, generoso y positivo. Solicita este crédito a INTEGRAL para invertir en la compra de los insumos agrícolas necesarios (semillas, abonos, insecticidas, etc.) para la siembra, ya que son muy importantes para tener una cosecha abundante y poder continuar llevando el pan de cada día a su hogar y poco a poco lograr su sueño de mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 709
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $400 helped Lorenzo to buy seeds, fertilizers, insecticides, etc.
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 6, 2012