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La Capillita Group
In this Group: Lourdes, Maximina, Leonila, Julia, Graciela, Maria Isabel, Elizabeth, Reyna, Alfredo
This group is called La Capillita. The members of the group decided to name it this because close to their town there is a small Virgin of Guadalupe chapel. This is the story of Mrs. Julia, one of the members of the group. She is 55 years old and married to Mr. Paulo who works in the countryside. They have 3 children whom are already married. She has a small grocery store which she has been working for the last 25 years. She lives in the community of Cuajinicuilapa. This is the community where the "Museum of Afro-Mestizo" cultures is located, which was previously known as the "Museum of the Third Race". This is the first museum in Mexico dedicated to the descendents of the African slaves in Mexico and their history.

Mrs. Julia decided to start with this business because one of her sons who lives abroad suggested it and supported her so that she could start the small store. She will invest her loan into the purchase of more merchandise such as: soft drinks, milk, eggs, oil, rice, beans, sugar, nescafe, toothpaste, soap, toilet paper, etc.

The dream that she has is to continue investing in her business so that she can increase the size of her store. She was also thinking of starting to sell corn, in addition to buying another refrigerator and two more shelves to display more merchandise.

She mentions that she appreciates Fundacion Realidad and Kiva for their support and the loan which they are providing. Thanks to the loan her business will start to improve, and so will her life and that of her family as well.

The members of the group and the activities that they participate in consist of the following: Lourdes - sells cheese; Maximina- sweet shop; Leonila - sells corn; Julia- groceries; Gracias - sells soft drinks; Maria Isabel- sells chicken; Elizabeth - sells shoes; Reyna - butcher shop; Alfredo - soft drink store.
View original language description ↓
Este grupo se llama la capillita los integrantes del grupo decidieron ponerle este nombre, porque cerca de su colonia hay una pequeña capilla de la virgen de Guadalupe, por eso lo nombraron de esta manera, esta historia es acerca de la señora julia, ya que una de las integrantes de este grupo, ella cuenta con 55 años de edad y está casada con el señor Paulo quien es campesino tienen 3 hijos, los cuales ya están casados, ella tiene una pequeña tienda de abarrotes con la cual lleva más de 25 años, vive en la comunidad de cuajinicuilapa en donde se encuentra el museo de las culturas afro-mestizos, antes conocido como el museo de la tercer raíz, es el primer museo en México dedicado a los descendientes de esclavos africanos en México y su historia.

Doña julia decidió iniciar con este negocio, ya que uno de sus hijos que vive en el extranjero le sugirió y apoyo para que pusiera esta pequeña tienda, va a invertir su crédito en la compra de mas mercancía como son: refrescos, leche, huevos, aceite, arroz, frijol, azúcar, nescafe, pasta dental, jabón papel higiénico, etc.

El sueño que ella tiene es el de continuar invirtiendo en su negocio para ampliar su local y tiene en mente iniciar con la venta de maíz, también quiere comprar otro refrigerador y comprar otros 2 estantes, para exhibir mas mercancía.

Comenta que está muy agradecida con fundación realidad y kiva por el apoyo del préstamo que le otorgaron ya que gracias a esto su negocio empezara a mejorar, su vida y la de su familia también..

Las integrantes del grupo y las actividades que realizan son las siguientes: Lourdes- venta de quesos, maximina-dulcería, Leonila-venta de maíz, julia-abarrotes, Graciela-venta de refrescos, María Isabel-pollería, Elizabeth-venta de zapatos, Reyna-carnicería y Alfredo-deposito de refrescos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 10
    View loans »
    Mexico Loans Fundraising
  • $17,551,825
    Funds lent in using Kiva
  • 14.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Capillita Group's $3,750 loan helped a member to invest in the purchase of more merchandise such as: soft drinks, milk, eggs, oil, rice, beans, sugar, nescafe, toothpaste, soap, toilet paper, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012