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Veronica Isabel
In the municipality of Telica, department of Leon, for the last 11 years Mrs.Veronica has been running a business for additional income. She has also been working as an administrator in the town of Quezalguaque for 4 years. She is single with 3 children, for whom she has to provide all the necessary support for their development.

One of the needs that Mrs. Veronica currently has is the improvement of the condition of her house. It has been in bad shape and during the winter the need for repair is more apparent. This is the reason why she has decided to start the repairs. She has come to Ceprodel to request a loan for the purchase of construction materials such as corrugated metal, lumber, cement blocks, sand, iron and labor to start the home improvements with the repair of the roof and wall. This will make the house more secure and this project will bring better living conditions for the children.
View original language description ↓
En el municipio de Telica departamento de León la Señora Verónica tiene un negocio como otra alternativa económica desde hace 11 años, también labora en el poblado de Quezalguaque como Responsable Administrativa, con 4años de laborar es soltera, con 3 hijos a los que tiene que proporcionarles las condiciones necesarias para que se desarrollen.

Unas de las necesidades que presenta la señora Verónica hoy en día es de mejorar las condiciones de su vivienda debido a que ha estado en mal estado y en época de invierno se nota más la necesidad antes planteada, es por eso que tomo la decisión de iniciar la obra de mejora, por tal razón acudió a Ceprodel para solicitar un crédito para la compra de materiales de construcción como Zinc, Alfajillas, Bloques, Cemento, Arena, Hierro y Mano de Obra, para iniciar la mejora de la vivienda en la reparación del techo y Pared para mejor seguridad de la vivienda, por medio de esta obra brindara mejores condiciones a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.4
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $525 helped Veronica Isabel to purchase construction materials such as: corrugated metal, lumber, cement blocks, iron and labor to repair the roof and wall.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 5, 2012
Currency Exchange Loss:
Jul 5, 2012