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Rosa Luz
Rosa is a 37-year-old single mother who lives in the city of Nazca with her two children, and is completely dedicated to raising them. She has always been a very hard-working woman. With great effort she completed her university studies. Unfortunately due to a lack of resources she was unable to study gastronomy, but she dreams of being able to do so one day. In her free time she likes to watch television with her children and occasionally spoil her family by preparing a delicious "Cau Cau". Thanks to her entrepreneurial spirit and her desire to get ahead, she has a business growing prickly pear and selling cochineal. She works at her business for about 9 hours a day, and also works doing mobile food sales in the afternoons. She is very happy with her businesses as she has always liked the countryside and the work that is done in it. Rosa is very grateful to Kiva lenders, because due to the help they provide she can cover the cost of harvesting her prickly pear crop, such as nutrients and fertilizer, and also be able to have her crop infested with cochineal. Her crop will then be adequately prepared for subsequent harvests and she will be able to increase her income as a result of her sales. Little by little Rosa hopes to save enough money to buy her own property where she can own a restaurant.
View original language description ↓
Rosa es una mujer de 37 años, es madre soltera, vive en la ciudad de Nazca con sus 2 hijos, a quien se dedica por completo para sacarlos adelante, ella siempre ha sido una mujer muy trabajadora, con esmero concluyó sus estudios universitarios, lamentablemente por falta de recursos económicos no puedo estudiar la carrera de Gastronomía, pero sueña con poder hacerlo algún día; en sus ratos libres le gusta ver televisión junto a sus hijos y en algunas ocasiones engríe a su familia preparando un riquísimo “Cau Cau”.
Gracias a su espíritu emprendedor y con el deseo de salir adelante, Rosa tiene un negocio de cultivo de tuna y venta de cochinilla, ella dedica a su negocio un aproximado de 9 horas diarias; asimismo, en las tardes se dedica a la venta ambulatoria de comida, ella se siente muy a gusto con sus negocios ya que siempre le ha gustado el campo y el trabajo que se realiza en el.
Rosa se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos de cosecha de su cultivo de tuna, como nutrientes y abono; así también podrá realizar la infesta de cochinilla a todo su cultivo; de esta manera su cultivo estará adecuadamente preparado para las siguientes cosechas y podrá incrementar sus ingresos por las ventas realizadas y así poco a poco Rosa espera ahorrar lo suficiente para poder comprarse un terreno propio donde pueda tener su restaurant.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,953,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Rosa Luz to cover the cost of harvesting her prickly pear crop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 22, 2012
Jun 5, 2012
Currency Exchange Loss:
May 17, 2013