Flor De Campo Group
Update on Flor De Campo GroupTomasa is one of the members of the “Flor del Campo” (Flower of the Field) group. She’s 67-years-old and only studied up to third grade in elementary school because her parents believed that boys should study and girls should learn how to do housework. She’s married to Federico.
Tomasa has always sought ways to help her husband with household expenses but it wasn’t until four years ago that she opened a small grocery store in a space she has at home. Her business has gradually grown and now she sells chicken by the pound and clay pots.
Tomasa is happy with her business because in addition to the profits it produces she likes to be in contact with her customers. She will use this loan to buy soap, chlorine bleach, soup, beans, rice, chickens, canned goods, candy and soft-drinks to restock her store.
She hopes her store will grow in the future and will be better stocked so that her customers will always find what they are looking for and her profits will increase.
The other group members are:
María Blanca – sells groceries
Alejandro – sells shoes
Juana – sells bread
Esteban – sells bread
Rosa Antonia – sells lingerie
Leticia – sells shoes
Paula – sells plants
Doña Tomasa es uno de los integrantes del grupo Flor de campo, ella tiene la edad de 67 años, solo estudio hasta el tercer grado de primaria ya que sus padres pensaban que los hombres deberían de estudiar y las mujeres aprender hacer los trabajos del hogar, ella está casada con Federico. Doña Tomasa siempre ha buscado la manera de ayudar a su esposo con los gastos de su hogar pero fue hasta hace 4 años que abrió una pequeña tienda de abarrotes en un local que tiene en su casa, poco a poco su negocio ha crecido y ahora vende pollo por kilos y ollas de barro, Doña Tomasa está contenta con su negocio ya que además de las ganancias que le deja le gusta estar en contacto con sus clientes, ella invertirá este crédito en la compra de jabón, cloro, sopa, frijol, arroz, pollos, productos enlatados, dulces y refrescos para resurtir su negocio.
Ella desea a futuro que su tienda crezca y este mas surtida para que sus clientes siempre encuentren lo que buscan y sus ganancias aumenten.
Los demás integrantes del grupo son:
Maria Blanca venta de abarrotes
Alejandro venta de zapatos
Juana venta de pan
Esteban venta de pan
Rosa Antonia venta de lencería
Leticia venta de zapatos
Paula venta de plantas
Previous Loan DetailsMaria Blanca is one one of the members of a group called Flor D. Campo which is maD. up of 12 people who are very friendly and all of them work in a different field. Alejandro sells sandals. Galdina has a stationery store. Julissa sells meat and tamales. Albera sells clocks, Juana sells drinks and… More from Flor De Campo Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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