Las Perlas Group
Update on Las Perlas GroupAbigail is another member of this group. She’s 44-years-old and attended university. She’s married to Julián and has two children who attend school. She tells us that with her husband’s support she opened a small pharmacy in her community more than seven years ago with the purpose of providing a service to her people because since the community is small medicines were not sold there and one had to go outside of it to buy them. In addition, she wanted to earn extra money to help her husband with household expenses.
Her business has grown in the last few years and every day it’s better stocked; she’s started to sell cosmetics which has won over more customers. She will use this loan to buy a variety of medicine (acetaminophen, sodium metamizol, naproxen, alcohol, gauze and hydrogen peroxide) and cosmetics (perfumery, deodorants, lipsticks, eye shadows and eye liners) to stock her business.
Abigail is very happy with her business because not only has it helped her have a better quality of life but she’s been able to contribute to her community by providing this service.
Abigail wants her children to study professional careers in the future and in the medium run that her business continues growing and winning over more customers.
The other group members are:
Miriam – sells bread
Florinda – sells tacos
Praxedis - sells meat
Juana – sells chicken
Leticia – sells fast-food
Diega – sells fruit and vegetables
Dailen – sells costume jewelry
Leticia – sells candy
La señora Abigail es otro de los miembros de este grupo ella tiene la edad de 44 años, estudio la universidad y esta casada con el señor Julian con el cual tiene 2 hijos los cuales asisten a la escuela, Ella nos platica que con el apoyo de su esposo hace mas de 7 años abrió una pequeña farmacia en su comunidad con el propósito de brindar un servicio a su gente ya que como es una comunidad pequeña no se vendían medicamentos y se tenia que salir fuera a comprarlos, ademas de que quería ganar un dinero extra para apoyar a su esposo con los gastos de su hogar, su negocio ha crecido en estos últimos años cada día esta mas surtido y a iniciado a vender cosméticos lo cual a ayudado a que gane mas clientes, ella invertirá este crédito en la compra de variedad de medicamentos(paracetamol, neomelubrina, naproxeno, alcohol, gasas, agua oxigenada) y cosméticos(perfumería, desodorantes, labiales, sombras, delineadores) para re surtir su negocio.
Doña abigail esta muy contenta con su negocio ya que no solo le a ayudado a tener mejor calidad de vida sino que a podido contribuir con su comunidad brindando este servicio.
Doña abigail quiere en un futuro que sus hijos puedan estudiar una carrera profesional y a mediano plazo que su negocio continué creciendo y ganando mas clientes.
los demas integrantes del grupo son:
Miriam venta de pan
Florinda venta de tacos
Praxedis venta de carne
Juana venta de pollo
Leticia venta de antojitos
Diega venta de frutas y legumbres
Dailen venta de bisuteria
Leticia venta de dulces
Previous Loan DetailsThis group is noted for the fact that it they are surrounded by hills and lots of rubber trees. 'Las Perlas' is a group which has ten [female] members. Each one has her own business activity: Rosa - sells bread Florinda - sells tacos Praxedis - sells meat Juana C - sells chicken Claudia D.… More from Las Perlas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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