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Angel
Angel is 32 years old and is married to Rosa, who is 30 years old. Together they have four children.

They live in the canton capital of Alausí, which is located in central Ecuador, within the province of Chimborazo. Its geography is irregular: it has subtropical valleys, moors, and huge depressions where small but fast-flowing rivers descend. Each of its nine parishes is known for their cultural characteristics, festivities, and folklore. Alausí has an indigenous population which mostly descends from the Coya groups from the Titicaca river banks.

Angel works as a builder, or what is known in his area as a building contractor, which is someone who carries out large remodeling jobs for houses or even entire building brojects, but brings his own machinery and all the equipment and tools necessary, so that whoever hires him doesn't have to worry about any details. He works eight hours a day along with his father and also hires other builders, depending on the project. Currently, lack of capital has delayed some projects, which is why he wants to invest in materials, so that he can offer his customers better service and also attract new customers.

He has suffered some family problems in his life which he considers small. However, he believes that in spite of all he has a beautiful family who he will provide with a better quality of life if he manages to grow as an entrepreneur.
View original language description ↓
Angel es un hombre de 32 años casado con Rosa que es una mujer de 30 años; juntos tienen 4 hijos. Viven en la cabecera cantonal de "Alausí" la cual se ubica en el centro del Ecuador en la provincia de "Chimborazo". Su geografía es irregular; tiene valles subtropicales, páramos, depresiones inmensas por las que descienden pequeños pero torrentosos ríos. Cada una de sus nueve parroquias se caracteriza por sus rasgos culturales, sus fiestas y folcklor. Alausí tiene una población indígena descendiente, en su mayoría, de mitimáes Coyas de las riveras del Titicaca.

Angel trabaja como albañil o lo que en su medio es llamado "Albañil Contratista" que es una persona que realiza arreglos de casas e incluso obras completas de construcción pero lleva su propia maquinaria y todos los implementos de tal manera que quien lo contrata no deba preocuparse por ningún detalle. Trabaja durante 8 horas al día junto a su padre y también da trabajo a otros albañiles dependiendo de la obra. Actualmente la falta de capital ha hecho que se retrasen algunas obras, por esta razón él desea invertir en materiales para así dar un mejor servicio a su clientela y con ello atraer nueva.

Durante su vida ha tenido algunos problemas de tipo familiar que considera pequeños, sin embargo el cree que a pesar de ello tiene una hermosa familia a quienes dará una mejor calidad de vida si puede crecer como empresario.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Angel to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 21, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 20, 2013