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Roberto Carlos
Roberto Carlos, age 34, lives with his family in a humble house in a rural area. He is an enterprising man who gets up every morning with new expectations for seeing the way to get ahead for him and his family.

He currently devotes himself to farming, as he has done for 20 years. He grows cucumbers, corn, and beans. He sells part of his harvest, and that is how he covers the daily expenses he has, and he brings home the daily bread.

Roberto, being an entrepreneur, works as a day worker when he is not cultivating his crops. He lends his services to others who devote themselves to agriculture. He wishes to increase his production and see the way to sell more products.

He grows crops like corn, beans, and cucumbers on his mother’s land, and he lives with her. He wishes to buy agricultural supplies to be able to grow a greater quantity of corn. He needs fertilizers, herbicides, and tools like hoes and machetes.

Given that he does not have his own resources, he requesting a loan from INTEGRAL. He will use the loan to buy agricultural tools. He hopes to have this important support, and with it he will try to fulfill one of his biggest dreams. This is to be an independent farmer and to work full time on his land.

He is sure that this year, 2012, his harvest will be abundant, and he will be able to repay the loan he is requesting. With this help, he will be able to improve his living conditions and those of his family.
View original language description ↓
Roberto Carlos de 34 años de edad vive con su familia en zona rural y vive en casa humilde, es un hombre emprendedor que cada mañana se levanta con nuevas ilusiones y ver la manera de salir adelante por él y su familia; actualmente se dedica a la agricultura y así ha sido durante 20 años, cultivando pepino, maíz y frijol. Vende una parte de lo que cosecha y es así como solventa los gastos diarios que posee y lleva cada día el pan a su casa, pero además Roberto siendo un hombre emprendedor cuando no está cultivando trabaja como jornalero, prestando sus servicios a otros que están dedicados a la agricultura. Desea ampliar su producción y ver la manera de vender más productos, cultiva sus granos como son el maíz, frijol y pepinos en terreno propiedad de su mamá junto a quien vive. Desea comprar insumos agrícolas para poder cultivar mayor cantidad de maíz, necesita fertilizantes, herbicidas, herramientas como azadón y Cuma. Y dado que no cuenta con recursos propios solicita a INTEGRAL un préstamo para comprarlos, espera contar con éste importante apoyo y con el cual pretende realizar uno de sus más grandes sueños, que es ser un agricultor independiente y trabajar a tiempo completo sus tierras. Esta seguro que este año 2012 su cosecha será abundante y que podrá cancelar el crédito que solicita, y que con ésta ayuda podrá mejorar las condiciones de su vida y de su familia.-

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 787
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Roberto Carlos to buy farming supplies to be able to grow more corn. He needs fertilizers, herbicides, and farming tools.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 25, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012