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Carla
Carla belongs to communal bank “Samuel Francisco”, in the city of Talca. She sells fruits and vegetables as well as spit-roasted meat and general articles. She has been doing so for 10 years. She works Monday to Sunday from 8:30 to 10:30; her business operates in her own home. She buys her products from fruit and vegetable distributors, in supermarkets and from general articles distributors, since those sell them at a lower price, which means it is the best thing to do from an economic standpoint. With the loan she will buy fruits, vegetables and general articles such as hairgrips, toys, hair accessories and other accessories. One of her goals is to be able to restore her retail space, to have more to offer and to repaint the walls, buy new doors, redo the floor and lighting. Carla lives with her two children, aged 9 and 6. Her personal goals are to be more at ease with her business and to manage the profits well in order to have a better quality of life with her children. She is very happy and grateful for the opportunity afforded to her by field partner Fondo Esperanza, since it allowed her to invest in her business. She also feels very comfortable in the company of the other women entrepreneurs in her communal bank group, since they share various activities and interests, and the group provides a welcome distraction from everyday life. Thanks to the training imparted in group meetings, Carla learned to better manage her business. Talca belongs to the Maule region, located in the central part of the country. It is the administrative, economic and cultural centre of the region: it is the most important city of the Chilean central valley. A curious fact about Talca is the existence of a somewhat obscure phrase in Chile: "Talca, París y Londres" ("Talca, Paris, and London"). Several explanations of varying degrees of plausibility circulate about its origins. Some say that it derives from a comment uttered by an Englishman: "Talca parece Londres" (which, in Spanish, sounds almost identical to "Talca, París y Londres", and means "Talca resembles London"). Indeed, in the winter, an abundant fog often blankets the city, as happens in the capital of the United Kingdom.
View original language description ↓
Carla forma parte del Banco comunal “Samuel Francisco” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de ventas de frutas y verduras, además venta de rotisería y artículos en general, se dedica a este rubro desde hace 10 años, trabaja de lunes a domingo desde las 8:30 hasta las 10:30, su negocio lo ubica en su propia casa.
Su mercadería la compra en abastecimientos de frutas y verduras, supermercados y distribuidoras de artículos en general, ya que encuentra sus productos a menor precio, por lo tanto conveniente económicamente.
Con el crédito comprará frutas, verduras y artículos como pinches, juguetes peinetas accesorios varios.
Una de sus metas son tener la posibilidad de arreglar su negocio que sea más surtido y a la vez pintarlo, poner puertas nuevas, arreglar el piso y nueva iluminación.
Carla vive junto a sus 2 hijos de 9 y 6 años de edad, sus sueños a nivel personal son estar más tranquila con su negocio y administrar bien las ganancias para optar a una mejor calidad de vida junto a sus hijos.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio.
Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción.
Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 520.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Carla to buy fruits, vegetables, and general articles to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012