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Anonymous Group
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The client, councillor of the credit association « Mungu iko » and a brave entrepreneur, is 35 years old and the mother of 5 young children who are all studying. Her husband is unemployed.

She sells drinks (Primus, Fanta). She displays her merchandise in a small stall located near an access road leading to the main thoroughfares. She started her business with funds received from her spouse. Later on, she received additional funding of $50 from the IMF Hekima. She has been engaged in these revenue-generating activities for 4 years.

She has benefited from 17 loan cycles with the IMF Hekima microfinancing program. The insecurity in the interior of the province is a threat to the development of her business activities. This new loan will allow her to restock on drinks (20 cases of Primus, 15 cases of Fanta) and to invest in her business. She would also like to watch her children grow up, and open a bistro.

The customer thanks Hekima for its actions in aid of the economic and financial emancipation of women of insufficient means.
La cliente, conseillère de l’association de crédit « Mungu iko », est un entrepreneur très courageuse, âgée de 35 ans, mère de 5 jeunes enfants qui étudient tous. Son mari est sans emploi. Elle est vendeuse des boissons (Primus, Fanta). Elle installe ses marchandises dans un petit Kiosque, situé au long de la rue donnant axer aux avenues. Elle commença son business avec son fonds propre reçu de son conjoint. Plus tard, elle bénéficia un fond additionnel de crédit de 50$ de l’IMF Hekima. Il y a 4 ans révolus qu’elle exerce ces petites activités génératrices de revenus. Cependant, elle vient de réaliser 17 cycles en profitant du programme de microcrédit de l’IMF Hekima. L’insécurité dans l’intérieur de la province constitue une menace pour le développement de ses activités. Ce nouveau crédit doit lui servir de s’approvisionner avec la boisson (20 casiers de Primus, 15 casiers de Fanta) et le reste d’argent sera affecté dans l’investissement. En plus, elle souhaite voir ses enfants grandir et créer un bistro. La cliente remercie Hekima pour ses actions dédiées de pauvres femmes pour leur émancipation économique et financière.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 14
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to buy drinks (20 cases of Primus, 15 cases of Fanta).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
Jun 4, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012