She sells drinks (Primus, Fanta). She displays her merchandise in a small stall located near an access road leading to the main thoroughfares. She started her business with funds received from her spouse. Later on, she received additional funding of $50 from the IMF Hekima. She has been engaged in these revenue-generating activities for 4 years.
She has benefited from 17 loan cycles with the IMF Hekima microfinancing program. The insecurity in the interior of the province is a threat to the development of her business activities. This new loan will allow her to restock on drinks (20 cases of Primus, 15 cases of Fanta) and to invest in her business. She would also like to watch her children grow up, and open a bistro.
The customer thanks Hekima for its actions in aid of the economic and financial emancipation of women of insufficient means.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid