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Rosalía
When Rosalía got married she started working in the coffee business helping her husband with the growing and harvesting tasks. She recalls that at the beginning it was very difficult because she wasn’t used to this type of activity and because in addition to helping her husband she also did all the household tasks and cared for her children. In time, she acquired experience and her children grew and everything became simpler. However, her husband died a few months ago and she had to completely take over the coffee farm with help from her children but since they are already married they can’t neglect their other activities.

Rosalía produces organic coffee which means she uses no chemicals to fertilize and she needs a loan to do the clearing tasks and to prepare the soil. In future, she’d like to increase production to earn higher income and to do so she’s thinking about buying 300 more coffee plants. Another one of the things she has planned to do with extra income she earns is to build a warehouse next to her farm to store firewood, coffee and some work tools so that she doesn’t have to be transporting these things every day.
View original language description ↓
Cuando Rosalía se casó ella comenzó a trabajar en el negocio del café ayudando a su esposo en las labores de cultivo y cosecha. Recuerda que al principio le era muy difícil pues no estaba acostumbrada a ese tipo de actividades, pues además de ayudar a su esposo se encargaba de todas las labores del hogar y de atender a sus hijos. Con el tiempo fue adquiriendo experiencia y sus hijos crecieron y todo fue más sencillo. Sin embargo su esposo murió hace unos meses y ella se tuvo que hacer cargo por completo de las fincas de café, siendo sus hijos quienes le ayudan, pero como ellos ya están casados no pueden descuidar sus otras actividades. Rosalía produce café orgánico, esto quiere decir que no utiliza componentes químicos para fertilizar y necesita de un crédito para realizar labores de limpieza y preparación de su terreno. A ella le gustaría en un futuro aumentar su producción para tener mejores ingresos y para esto piensa comprar 300 plantas más de café. Otra de las cosas que tiene planeado hacer con los ingresos extra que obtenga será construir una bodega al lado de su finca para almacenar leña, café y algunas herramientas de trabajo para no tener que estar transportando diariamente estas cosas.

Additional Information

More information about this loan

These loans help farmers swap out their old coffee plants that are no longer producing at capacity for new plants. New plants generally take three years to produce at capacity, temporarily reducing crop yield. Given that the renewal process can be lengthy, please note that this loan may have a long repayment term with a built-in grace period.

 

Important Information

La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.

About Mexico

  • $11,249
    Average annual income
  • 6
    View loans »
    Mexico Loans Fundraising
  • $17,804,525
    Funds lent in using Kiva
  • 14.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Rosalía to buy coffee plants and to prepare the soil for planting.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Jun 30, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 26, 2013