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Viktorya is 26. She lives in Dovrus community and is happily married with one child. Two years ago this young and cheerful lady, with her husband's support, established a hair dressing salon. Due to the quality of services, Viktorya has gained a large number of loyal clients. She wants to improve the services in her salon, for which she has applied for this loan. Viktorya plans to purchase new hair dressing equipment and furniture for the salon. This will allow Viktorya to attract new clients and develop her business further by adding new services.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Viktorya to pay for hair dressing equipment and furniture.
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 2, 2012