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The client is a bravely ambitious 35 year old businesswoman with five young children who all study. She sells flour. Her husband is a dressmaker. She sets up her merchandise in an agricultural warehouse in Birere. She started her business with her own money that her husband gave her, then subsequently she received a further credit of 50$ from IMF Hekima. She has been doing these small money making activities for more than 8 years. However she has just received a further loan after 15 loans, from the micro-credit program IMF Hekima. This new loan will enable her to stock up on 8 sacks of manioc flour and the rest of the money will be used for modest investment and to help her husband. In addition, she wants to see her children grow up and build her house decently. The client thanks Hekima for their action dedicated to poor women to help them on the way to economic and financial emancipation.
La cliente est un entrepreneur courageusement ambitieux, âgée de 35 ans, mère de 5 jeunes enfants qui étudient. Elle est vendeuse de farines. Son mari est un couturier. Elle installe ses marchandises dans un entrepôt agricole à Birere. Elle commença son business avec son fonds propre reçu de son mari, alors, plus tard elle bénéficia un fond additionnel de crédit de 50$ de l’IMF Hekima. Il y a 8 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de bénéficier plus de 15 cycles de programme de microcrédit de l’IMF Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 8 sacs de farine de maniocs et le reste d’argent sera affecté dans le modeste investissement et soutenir mon mari. En plus, elle souhaite voir ses enfants grandir et construire honorablement sa maison. La cliente remercie Hekima pour ses actions dédiées de pauvres femmes pour leur émancipation économique et financière.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy 8 sacks of manioc flour etc.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
May 2, 2012
Jun 3, 2012
Currency Exchange Loss:
Nov 15, 2012