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Im's Group
In this Group: Im, Ren, Heab
Im, 32, is a married mother of three children. She lives with her family in a rural village located in the Dambae district of Cambodia.

To make a living, she has been planting cassava and rubber for several years. With her current business, she is able to make an income of around 25,000 KHR per day to support her family. The main challenge is the drop in the price of cassava.

Im’s group consists of three members who live in the same village. Im is leading her group to apply for a first loan with Kiva’s field partner, VisionFund, for 1,000,000 KHR each. As the leader, she is going to use her portion to buy fertilizers for her farmland and use a portion of it to buy bowls for her rubber business.

She hopes this loan will enable her to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 232
    View loans »
    Cambodia Loans Fundraising
  • $37,058,050
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Im's Group's $750 loan helped a member to buy fertilizers for her farmland and bowls for her rubber business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 18, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013