This is Lucita, 60, a resident of Bacoor, Cavite, Philippines. She is married to Nestor, her business partner. She and her husband manage their household while operating the business. At this time, Lucita is working hard to continually provide income for their everyday expenses.
Lucita operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil, or an egg. She earns an income by getting supplies at wholesale prices and selling them by the piece. Lucita's store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
To help her continue operating her business, she is requesting a loan of 15,000 PHP. She will utilize the loan to buy groceries, toiletries, beverages, and other products to add to her inventory. She expects a boost in her business income as she expands her business.
Lucita hopes to grow her business in the coming years and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up every week with her co-fellowship* members to share stories of her work and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.