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Rakhat is 40 years old, married, and has three children, the youngest of which is 3 years old. Early this year, in search of a source of income for her family, she used a starting sum of 28,000 som (KGS) to open a business selling groceries. Thanks to her persistence and hard work, Rakhat's business now brings in a monthly income of 8,000 som (KGS). Her inventory is currently limited, so Rakhat turned to Bai - Tushum & Partners for a 50,000 som (KGS) loan. Rakhat plans to invest the resulting revenues into development of her business.
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Рахат 40 лет, замужем, воспитывает 3 детей, младшему из которых 3 года. В начале этого года, в поисках источника дохода для своей семьи, Рахат начала свой бизнес в торговле продуктами питания со стартовой суммой в 28,000 сом (KGS). Благодаря настойчивости и упорному труду, Рахат сумела развить свой бизнес с ежемесячным доходом в 8,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Рахат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS). Доходы от кредита Рахат планирует вложить в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rakhat expand her inventory.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 2, 2012
Jun 6, 2012
Currency Exchange Loss:
Apr 17, 2013