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Irene is 33 years old and married with 1 kid. She works hard to provide for her family. She runs a sari-sari store (convenience store) in the Philippines and requested a loan of 19,000 Philippine pesos (PHP) through NWTF to buy more items such as biscuits, soft drinks, and other groceries to sell.

Irene has previously borrowed and repaid 8 loans from NWTF. She has been running the sari-sari store for 4 years and also earns an income from cell-phone repair. She aspires to save enough money to have a mini grocery at the public market.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1445
    View loans »
    Philippines Loans Fundraising
  • $59,148,800
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Irene to buy more items such as biscuits, soft drinks, and other groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 14, 2012
May 31, 2012
Currency Exchange Loss:
Dec 15, 2012