Update on JavierJavier, 34 years old, is a family man. He lives with his wife and children in one of the villages in the rural part of the agricultural district of Tambogrande in the Piura region. His house currently has only electricity.
For some years, he has raised and sold sheep and poultry. His pens are in the outside part of his house and are suitable and spacious. Javier feeds his animals balanced feed so that they will reach an optimum size and he will be able to offer them at better prices. The earnings he obtains cover the daily expenses of his family. Additionally, Javier has a hectare of land (inheritance from his father) on which he grows lemons to sell in the markets in his area.
Javier has requested a loan from Edpyme Alternativa for 1500 nuevos soles in order to purchase fertilizers, with which he can obtain a good harvest and thus earn more income. Javier is a hard-working and responsible person who longs for his family to overcome. He has already had a loan with Kiva, and he is quite grateful to the people who supported him at that time.
Desde hace algunos años se dedica a la crianza y venta de ganado ovino y aves de corral, sus corrales se encuentran en la parte externa de su casa, son apropiados y amplios. Javier alimenta a sus animales con comida balanceada para que lleguen a tener un crecimiento óptimo y así podrá ofrecerlos a mejores precios. Las ganancias obtenidas son para solventar los gastos diarios de su familia. Adicionalmente, Javier cuenta con una hectárea de terreno (herencia de su padre) en la cual siembra limón para vender en los mercados de su zona.
Javier ha solicitado un préstamo a Edpyme Alternativa de 1500 nuevos soles para comprar fertilizantes con los cuales pueda obtener una buena cosecha y de ese modo obtener mejores ingresos. Javier es una persona trabajadora y responsable que anhela la superación de su familia. El ya ha tenido un crédito con Kiva y se encuentra bastante agradecido con las personas que le apoyaron en su momento.
Previous Loan DetailsJavier, 33, and his wife and children live in a house they own in Tambogrande-Piura. The house lacks basic services: water, electricity, sewage. The local people make their living farming, raising livestock and making and selling handicrafts. Javier operates a business, raising and selling s... More from Javier's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- May 4, 2012
- Jun 5, 2012
- Currency Exchange Loss:
- Jun 1, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.