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Joe Ann
Joe Ann is 23 years old and married with two children. She lives in Tukuran, Zamboanga del Sur, Philippines. For the past five years, Joe Ann has been a farmer and grows a sort of palay (unmilled rice) to earn a living. Joe Ann earns 8,000 Philippine pesos (PHP) each month.

Joe Ann joined GDMPC in 2011. She is requesting a 10,000 PHP loan from GDMPC to purchase fertilizer. In the future, she hopes to reap a good harvest with her investment and apply appropriate pest-and-insect-killing fertilizer to boost growth and avoid the loss of capital. Joe Ann is planning to expand her business to improve the general living conditions of her family.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1881
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joe Ann to purchase fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2012
May 31, 2012
Currency Exchange Loss:
Dec 15, 2012