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Jose Antonio
Jose is a 26-year-old young man. He lives with his wife, who he loves very much and with whom he has a wonderful 2-year-old son. For his son, he works hard and would give his life because his son is the greatest gift that God has given him. His home is located in the city of Ica, known for its hot climate, as well as for its agriculture, especially cotton, grapes, asparagus, and other products. When he has free time, he likes to play soccer with his friends and neighbors in the area because it helps to distract him a little from problems or a bad mood. Sometimes, he likes to eat one of his favorite dishes, which is the delicious "Ají de Gallina," or chicken stew. Due to his limited economic resources, he only finished secondary school, but he would have liked to study automotive mechanics.

Every day, Jose works enthusiastically as a motor taxi driver. Much like many people in our country, he could not find employment and this job helps him earn income and bring bread to the table for his family, especially his 2-year-old son. He works around 10 hours a day and can attend to around 20 customers each day. His wife also helps with household expenses by making sweets and selling them. He thinks that his business is going well because he is a hard-worker and, above all, he is respectful and kind.

Jose is very grateful for Kiva loans because thanks to the help they have given him, he will be able to perform general maintenance on his vehicle and buy doors. He will also be able to buy a sandwich trolley so that his wife can work by selling hamburgers. This way, he will have a well-maintained vehicle and will also be able to increase his income, which will allow him to provide a better quality of life for his family and continue forward in hopes of accomplishing his greatest goal: to have his own home and to give his son an education and a decent life.
View original language description ↓
Jose es un joven de 26 años, a su lado vive su esposa a quien adora mucho y con quien tiene un maravilloso hijo de 2 años de edad, por quien trabaja duro y sobre todo por quien daría la vida ya que es el mejor regalo que Dios le ha podido dar. Su vivienda se ubica en la ciudad de Ica, ciudad conocida por su clima caluroso, así como también porque su agricultura en especial el cultivo de algodón, uva, esparrago, entre otros. Cuando dispone de un tiempo libre le gusta mucho jugar futbol con sus amigos y vecinos de su barrio ya que con ello se distrae un poco de los problemas o del mar humor, en ocasiones le gusta comer uno de sus platillos favoritos el cual es el riquísimo “Ají de Gallina”. Debido a los pocos recursos económicos, solo tuvo estudios secundarios, pero le hubiera gustado estudiar Mecánica automotriz.

Día a día Jose trabaja con mucho entusiasmo como chofer de mototaxi, ya que al igual que muchas personas en nuestro país no pudo encontrar empleo y este trabajo lo ayuda a poder tener ingresos y llevar el pan para su familia en especial por su niño de 2 años, el trabaja alrededor de 10 horas y puede atender hasta 20 clientes en el día, su esposa también lo apoya con los gastos del hogar ya que ella elabora dulces y los vende de manera ambulatoria; él cree que le va bien en su negocio porque es muy trabajador y sobre todo es respetuoso y amable.

Jose está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá darle mantenimiento general a su vehículo, comprar puertas y también podrá comprar un carrito sanguchero para que su esposa pueda trabajar vendiendo hamburguesas, así de esta manera tendrá un vehículo en buen estado y también podrá mejorar sus ingresos, lo que le permitirá darle una mejor calidad de vida a su familia y poder seguir adelante en busca de cumplir su más grande sueño: Tener su casa propia y darle una educación y una vida digna a su hijo”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 31
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jose Antonio to maintain and repair his vehicle, to buy doors and a sandwich trolley.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2012
Listed
Jun 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013