Update on CarlosCarlos is 67 years old, married and has 2 children. He lives in his own home, located in a rural area of the Mórrope district. Most of the populated areas of this distrcit are considered to be rural with high rates of poverty. Its quality of life is precarious and limited. In the area where Carlos lives, the residents have potable water, but no electricity.
Carlos sells animals, especially cattle, pork and goats. He raises them in pens located behind his house. He learned this activity from his parents several years ago and he knows the business perfectly. He sells in the towns of Mórrope and also makes deliveries from his home. During all this time, Carlos has acquired regular customers for his business. He also makes additional income with agricultural products..
Carlos wants to acquire balanced feed so that his animals can develop properly and be sold at a better price. For this, he is asking for a loan of 1000 nuevos soles from Edpyme Alternativa.
Carlos is a very responsible and hardworking person. Where he lives, his neighbors give very good references for him. He has had a loan from Kiva before. He is very grateful to the people that cooperate with him with this opportunity, since they have allowed him to make improvements on his home.
Carlos se dedica a la comercialización de animales en especial de ganado porcino y caprino. Los cría en corrales ubicados en la parte posterior de su domicilio, esta actividad la aprendió de sus padres hace varios años por lo que conoce el negocio a la perfección. El realiza sus ventas en los caseríos de Mórrope y también realiza entregas desde su domicilio, durante todos estos años Carlos ha adquirido clientela fija para su negocio. Además cuenta con ingresos adicionales producto de la agricultura.
Carlos desea adquirir alimento balanceado para que sus animales se desarrollen correctamente y puedan ser vendidos a un mejor precio. Por ello está solicitando un préstamo de 1000 nuevos soles a Edpyme Alternativa.
Carlos es una persona bastante responsable y trabajadora, en el lugar en donde reside, sus vecinos dan muy buenas referencias de el. Anteriormente el ha tenido un préstamo financiado a través de Kiva. El se encuentra bastante agradecido con las personas que colaboraron con el en aquella oportunidad. Ya que le permitieron en su momento realizar mejoras en su vivienda.
Previous Loan DetailsCarlos is 66 years old, married, and has two children. He lives in his own home in the rural section of the District of Mórrope. This area receives running water, but no electricity since it is a small community of approximately 200 families. Carlos sells animals, especially pigs and goat... More from Carlos's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- May 3, 2012
- Jun 5, 2012
- Currency Exchange Loss:
- Jun 1, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.