Grupo Comunal Group
She organizes a group and is asking for a loan which she will use for the purchase of sheep and vegetables which in turn will increase her sales. In the future she hopes to expand the business itself and to have more sales locations. The other members of the group are engaged in the sale of sheep, vegetables, fruit, daily consumer goods, and the cultivation of potatoes.
Organiza un grupo y solicita un préstamo que lo utilizara para la compra de carneros y verduras y de esa forma incrementar sus ventas. Espera en el futuro expandir el negocio y con mas puntos de venta. Las demás integrantes de grupo se dedican a la venta de carneros, venta de verduras, ventas de frutas, venta de artículos de consumo diario y al cultivo de papas.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid