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Union Pour Vaincre La Pauvreté Group
In this Group: Fadieye, Sokhna, Soukaye, Meuya, Aïda, Ndioba, Bineta, Penda, Lebou, Ndiaya*, Marame, Mame Bousso, Diarra, Ndeye Maty, Khady, Adama, Sokhna, Coumba, Awa, Ndeyetou*
* not pictured
The “Union Pour Vaincre la Pauvreté” [Union for Combating Poverty] Banc Villageois exists since April 9, 2011. The PCO1 group is composed of 20 women who have a good rapport, live in the same village and mainly work as vendors and farmers raising sheep, goats and cattle.
Mrs. Diarra, the president of the Bnac Villageois, is 50 years old. She is a widow without children (her husband was killed in a military uprising). She grows peanuts and “niebe” [black-eyed peas] and has a lot of experience. On the photo she is standing on the right, dressed in a white outfit and raising her right hand.

She stocks up at the weekly market in her village and in the nearby region in order to resell in the capital and in the big cities of the country.
Her loan will allow her to buy 100 kg [220 lbs] of “niebe” and peanuts, and she hopes to earn higher revenues. Her income will allow her to cover her monthly expenses, such as food and utilities, help her nephews and nieces with their educational expenses and bolster her savings.
View original language description ↓
Le Banc Villageois Union Pour Vaincre la Pauvreté existe depuis le 9 avril 2011; le groupe PC01 est composé de vingt femmes qui sont en bonne entente,qui habitent le même village et mènent comme activités principales le petit commerce et l'embouche ovine, bovine et caprine entre autres.

Madame Diarra la présidente du Banc Villageois est âgée de 50 ans; elle est veuve sans enfant ( son mari a été assassiné par la rébellion armée)Elle mène une activité de commerce de produits agricoles arachide et "niébé" et a une bonne expérience.Sur la photo elle est debout à droite habillée en boubou blanc et a levé la main droite.

Elle s'approvisionne dans les marchés hebdomadaires de sa localité et aux environs pour revendre dans la capitale et les grandes villes du pays.

Son prêt lui servira à acheter 100 kgs de "niébé" et d'arachide et espère se faire beaucoup plus de revenus.

Ses bénéfices lui servent à gérer ses charges mensuelles telles que payer la nourriture, les factures, aider ses neveux et nièces dans leur scolarité et renforcer son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 49
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 530.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Pour Vaincre La Pauvreté Group's $3,325 loan helped a member to buy agricultural products (black-eyed peas and peanuts) for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012