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Adelaida
Adelaida is 63 and is a very hard-working and dynamic woman with desires to get ahead. Her husband is Wilfredo, who makes a living through being a security guard. He is the father of her 7 children. They live with the youngest, Kenny, 22, in their own home.

Her business is selling candies and sweets at a stand that she put in her home with initial working capital that her husband gave her. She first bought her products in small quantities, and she was able to sell all of it, which motivated her to keep buying and to continue with her business. She started more than 6 years ao, and now she has her son's support in attending to the customers during his free time.

She considers her business to be rather profitable due to the demand for her products. She likes what she does because she gets to attend to her customers, which means socializing with her neighbors and exchanging ideas. The economic income also helps her support her husband with their home's expenses, since many times the income that he makes doesn't cover everything, and they have had difficulties paying for all of their expenses and their children's educational costs. By seeing the good results that she has had, she hopes to use her profits to finish her home and to fix up rooms to rent out, which will generate more economic income.

This is her first loan with Microfinanzas Prisma. She is happy and thankful for the financial support that she receives. She hopes to keep having it, which is why she promises to make all of her payments. With the requested amount of 1,000 PEN, she will invest in the purchase of a larger quantity of candy to supply her stand. She thinks that this will let her be more preferred by her customers. She will also buy wood to finish building the rooms in her home to rent them out.
View original language description ↓
Adelaida tiene 63 años, es una mujer trabajadora y muy dinámica, con deseos de progresar. Su pareja es Wilfredo, quien se dedica al servicio de guardianía y seguridad, y es el padre de sus siete hijos. Ellos viven con el último, Keny de 22 años. Su casa es propia.
Su actividad es la venta de golosinas y dulces en un puesto que implementó en su vivienda con un capital inicial que le dio su pareja, primero comprando en pequeñas cantidades y gracias a la cogida que tuvo logró vender todo, animándola a volver a comprar continuando con su negocio hasta la actualidad. Se inicio hace más de 6 años y ahora cuenta con el apoyo de su hijo en la atención a los clientes, durante sus ratos libres. Considera su negocio bastante rentable por la buena acogida y demanda que tiene sus productos. Le gusta lo que hace por la atención a los clientes, ya que así se socializa con sus vecinos y puede intercambiar ideas, además del ingreso económico que le sirve para apoyar a su pareja con los gastos del hogar, ya que muchas veces con el ingreso que tiene su pareja no les alcanzaba, teniendo dificultades para solventar los gastos de su hogar y de la educación de sus hijos. Por tanto, viendo los buenos resultados que tiene, con las ganancias desea terminar de construir su casa y habilitar habitaciones para ponerlas en alquiler, generándose mayores ingresos económicos.

Este es su primer préstamo con la institución MFP, se siente contenta y agradecida por el apoyo financiero que viene recibiendo. Desea seguir contando con ese apoyo, por eso se compromete a cumplir con el pago de sus cuotas.
Con el monto solicitado, de 1000 nuevo soles, invertirá en la compra de mayor cantidad y variedad de golosinas para surtir su puesto, considera que así tendrá mayor preferencia de sus clientes. También adquirirá madera para terminar de construir los cuartos en su casa para ponerlos en alquiler.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD