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Pera Group
In this Group: Ngano, Sophia, Ernea, Winfrida, David, Rehema, Azama, Mwanahamisi, Anna, Christina, Grace, Eveline, Rashid*, Mainisho
* not pictured
Ngano, who is in her late thirties, is married with three children. Two of them go to school; another one is still young. She has been running two businesses, a grocery and local chicken selling business for eight years now. She works from 4.00 pm to midnight daily and is able to make a good monthly profit.

This will be her 4th loan from Tujijenge Tanzania. She used the previous loans to purchase missing items for her grocery and started going upcountry to buy local chicken and deliver it to hotels and houses. She has paid all her loans successfully. She wants a loan to increase the stock of groceries and to buy more local chicken to resell. Her dream is to one day be able to finish building her second house.

She will share this loan with her loan group "Pera" which has a total of 14 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 56
    View loans »
    Tanzania Loans Fundraising
  • $15,027,600
    Funds lent in using Kiva
  • 1,585.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Pera Group's $4,800 loan helped a member to increase the stock of groceries and to buy more local chicken to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012