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This is Mamerta, age 74, who is a resident of Taguig City in the Philippines. She is married to Teodorico, a carpenter, and she is a mother to her children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Mamerta oversees operations of the couple's jeepney motor vehicle transportation business. (Jeepneys are the most popular means of public transportation in the Philippines.) She has one jeepney unit with a 14-to-16-person capacity. Her regular customers are her neighbors and the local community members. She earns a minimum of PHP 1,000 every day.

To help her continue operating her business, Mamerta is requesting a loan of PHP 30,000. She will utilize the loan to buy spare parts and pay for the maintenance of her jeepney motor vehicle for her transportation business. She expects a boost in her business income as she expands her business.

Mamerta dreams of growing her business in the coming years. She faithfully meets with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the word of God she studies.

Note: All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 758
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mamerta to buy spare parts and pay for the maintenance of her jeepney motor vehicle for her transportation business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 2, 2012
May 31, 2012
Currency Exchange Loss:
Nov 15, 2012