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This is Elizabeth, age 56, who is a resident of Taguig in the Philippines. Rosalio is her husband and business partner. Elizabeth is a mother to three children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for her everyday expenses.

Elizabeth operates a retail business. She buys herbal products from wholesalers, and then sells them at a profit. The products she sells include vitamins, coffee and other products. Customers are attracted to her products due to her low prices and the many options she offers. Her regular customers are her neighbors and the local community members. She earns a minimum of 300 PHP in sales every day.

To help her continue operating her business, she is requesting a loan of PHP 10,000. She will be utilizing the loan to buy herbal products to expand her inventory. She expects a boost in her business income as she expands her business.

Elizabeth hopes to be able to expand her business in the coming years. She faithfully meets with her co-fellowship* members to share stories of her work every week and also draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and repay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1856
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Elizabeth to buy additional herbal supplies and products needed for her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 4, 2012
May 31, 2012
Currency Exchange Loss:
Sep 15, 2012