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Margarita
Margarita is 46 years old. Her partner is Marcelino with whom she has three offspring, ages 26, 24 and 17. The couple lives with their two youngest in a rented home located in the San Ramón District in Chanchamayo.

Margarita has been selling handicrafts for 20 years, especially articles made of wood such as ladles, chopping boards, pot holders, coasters, utensils holders and other wooden objects which are used exclusively in the kitchen.

“I have been in this business for quite a while and it has been going well. The key is to establish myself in good sales locations,” she notes. She acquires her merchandise from a carpenter’s workshop. Every Friday, she sells her products in the same location; on Saturdays, she travels 25 minutes away to arrive at a market in another city and on Sundays she travels more than two hours to reach another community where she also has a good customer base. She invests close to S/. 1,000 every 15 days. Consequently she now wants to spend a little more and reach other cities.

This is the first time Margarita has applied for a loan from MFP. Thus she is grateful for their confidence in her. She belongs to the “Rosas y Claveles” Communal Bank and feels optimistic about relying on such helpful and hardworking members.

With the money she has requested she will be able to expand the quantity of her merchandise this month since she is on a tight budget. She will use the loan to purchase more wooden articles.
View original language description ↓
Margarita tiene 46 años, su pareja es Marcelino con quien tiene tres hijos de 26, 24 y 17 años. Viven con los dos menores en una casa alquilada ubicada en el distrito de San Ramón, Chanchamayo.
Hace 20 años que ella se dedica a la venta de artesanía, especialmente a la venta de artículos de madera, como cucharones, tableros para picar alimentos, porta ollas, porta vasos, porta utensilios, y otros objetos de madera cuyo uso es exclusivo para las labores en la cocina.
“Llevo bastante tiempo en el negocio y si me va bien, la clave está en establecerme en lugares de ventas”, menciona. Margarita adquiere su mercadería en una carpintería. Los viernes ofrece sus productos en su misma localidad, los sábados viaja 25 minutos para llegar a la feria de otra ciudad; y los domingos viaja más de 2 horas para llegar a otra comunidad donde también tiene buena clientela. Invierte cerca de 1000 soles para 15 días, por eso ahora quiere invertir un poco más y salir a otras ciudades.

Esta es la primera vez que Margarita accede a un crédito de MFP, por eso agradece la confianza. Pertenece al banco comunal “Rosas y Claveles” y se siente optimista de contar con socios amigables y laboriosos.
Con el dinero que ahora solicita podrá aumentar la cantidad de mercadería para este mes, ya que tiene un presupuesto guardado, y con el préstamo adquirirá más artículos de madera.

About Peru

  • $6,715
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $56,733,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Margarita to expand her merchandise so that she can sell more this month.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
Jun 4, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012