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Christine is 56 years old and is a widow with four children aged between 18 and 28 years old. She sells various goods such as lotions, sugar, soap, salt, etc. and she has twelve years of experience in this work. The hours of her business are from 7 a.m. to 5 p.m. every day except Saturdays.

Christine has requested a Kiva loan via Vision Finance Company in order to buy various goods such as lotions, sugar, soap, salt, etc. for resale. With any profits, she will be able to save for her future, build her own house, and re-invest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD