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Rubina Bibi's Group
In this Group: Rubina Bibi, Naziran Bibi, Sakina Bibi, Zahida Parveen
Rubina Bibi is a 39-year-old married woman with five children: three sons and two daughters. All of them are getting their education from a nearby school. Rubina herself is a very caring woman who stays at home and manages the household. She has a set routine to get up early in the morning, ready her kids for school, and prepare breakfast for them. She is very dedicated to her family and makes the utmost effort to provide comfort to them by fulfilling their needs.

Rubina’s husband is a very hardworking person. He is involved in a business selling paper. He sells a special kind of paper which is used for book binding. He has good business contacts from which he makes good sales every month. Rubina has applied for a loan from Kiva partner Asasah for her husband’s business. He will invest the loan in buying hard paper in larger quantities to be able to sell to more clients and generate better profits. Rubina is very sure about his business success after the loan investment.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 92.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina Bibi's Group's $675 loan helped a member to buy hard paper.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2012
May 30, 2012
Currency Exchange Loss:
May 17, 2013