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Armenuhi lives in Salvard village with her husband and son. The family is involved in agriculture: farming and beekeeping. The village is located in a mountainous region, and it requires additional costs in order to meet challenges connected with weather conditions. This means that Armenuhi can't make savings to invest in land cultivation.

Armenuhi has applied for this loan to start and complete land cultivation. She plans to purchase barley and potato seeds, fertilizer and fuel. Armenuhi expects to gather a rich harvest, from the sales of which she will earn additional income and invest in the farm next year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 107
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Armenuhi to pay for barley and potato seeds, fertilizer and fuel.
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 1, 2012
Currency Exchange Loss:
Jul 1, 2012