La Unidad Iv Group
She has organized a group to ask for a loan that she will use as working capital and invest it by purchasing beds that will later be sold for profit. In the future, she would like to have a vehicle of her own that she can use for selling beds. The other group members make a living selling beds, medicines, sheep, and running a store that sells everyday goods.
Organiza un grupo para poder solicitar un préstamo que lo utilizara para capital de trabajo y hacer la inversión en la compra de camas para su posterior venta, y obtener ganancias. En el futuro tener vehículo propio para la venta de camas. Las demás integrantes se dedican a la venta de camas, venta de medicinas, venta de carneros y atención a tienda de consumo diario.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid