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El Horizonte De Oquendo - Callao Group
In this Group: Livia, Felicita Elena, Yesenia Lessie, Francis Richard
Livia is 37 years old. Her three children are the best motivation for her to continue striving. At the moment, she is a member of the Communal Bank "El Horizonte de Oquendo".

Livia wants to start a business and her first loan will enable her to buy clothes to sell. The godmother of her children is in the same line of work, so she encouraged Livia and showed her where to acquire inexpensive clothing that she could resell directly at a later time. Having a business will enable Livia to generate income for her family's expenses. Most of all, she wants to help her children with their studies. She was recently elected to become the president of the Communal Bank, so she wants to serve faithfully in her assigned position.

*In the photograph, Livia is the woman wearing a blouse with black and white stripes.

View original language description ↓
Livia tiene 37 años, sus 03 hijos son el mejor estimulo para que siga luchando, por eso ahora que es parte de la alcancía EL HORIZONTE DE OQUENDO quiere empezar un negocio y su primer préstamo le servirá para comprar ropa para vender, su comadre se dedica a lo mismo y es quien la anima y le enseñara los lugares donde adquirir ropa barata, para luego ofrecerla directamente; de esa manera podrá tener un negocio que le permita tener ingresos para solventar los gastos de su familia, sobre todo lo que más desea ayudar a sus hijos en los estudios, actualmente Livia ha sido elegida la presidenta de la alcancía y quiere cumplir fielmente el cargo que le ha sido asignado.
*Livia aparece con polo a rayas blanco y negro.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Horizonte De Oquendo - Callao Group's $725 loan helped a member to buy clothing.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 4, 2012
Currency Exchange Loss:
Jun 17, 2013