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Reinaldo Manuel
Reinaldo is 21 years old; he has a recording studio and has sold music including some singles. He is also a salesman and sells various products to his customers who give him orders and pay him by quotas that they set up with him. Music is a very important part of Reinaldo’s life; it makes him see life differently and has helped him mature. This is why he is supporting other young people who dream about being musicians and believes that feeling the music helps many stay away from some of society’s bad influences. Reinaldo’s greatest wish is to have a recording studio to help people who are starting out musically and to each day improve his life and self. At present, he needs a credikiva that will be used to buy a microphone, a control panel and recording equipment as well as merchandize to meet his customers’ orders of clothing and women’s accessories that have been made by his best customers; this will help him gain their loyalty even more. Reinaldo believes that this credikiva is an investment to his success because it will increase the possibilities for him to edit quality work and his commercial experience has taught him to sell only to customers who pay effectively.
View original language description ↓
Reinaldo de 21 años de edad tiene un estudio de grabación y ha sacado música al mercado, entre ellos varios sencillos; pero además él es un comerciante que se dedica a la venta de artículos variados, que distribuye entre sus clientes, mediante pedidos y estos le pagan en plazos que pactan con él. La música es una parte muy importante en la vida de Reinaldo. Lo hace ver la vida de una forma diferente y lo ha ayudado en su madurez; por eso está apoyando a jóvenes que sueñan con ser músicos y él es consciente que sentirla, los aparta de muchos males de la sociedad. Su meta mas adelante es tener un estudio de grabación, para poder ayudar a las personas que están iniciando su vida musical y perfeccionarse cada día más. En la actualidad está aplicando a un credikiva, con el cual comprará un micrófono, una consola y un equipo de grabación; así mismo comprará mercancía variada para responder a pedidos de ropa y accesorios femeninos que han hecho sus mejores clientes y el los complacerá para fidelizarlos cada vez mas. Su credikiva supone una inversión de éxito porque aumentará las posibilidades de editar con calidad y porque en su experiencia comercial vende a crédito solo a clientes que pagan efectivamente.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 485
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,842.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Reinaldo Manuel buy a microphone, a control panel and recording equipment as well as various merchandize including clothing and women’s accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013