Update on GiovanyGiovany is currently 24 years old and continues to live with her husband and young son in the village of Vallecito, a rural area in the farming district of Tambogrande, which is located in the region of Piura.
Giovany began raising and selling sheep a few months ago. She now has about 25 heads of sheep, which she keeps in a pen near her home. In addition, she continues to work with her husband on his lime plantation. The fruits are harvested in order to be sold to the local collection centers.
At the moment, Giovany wants to acquire a small extension of land that measures a half hectare. She wants to plant more lime trees so that she can increase her monthly income. In order to accomplish her goals, she is requesting a loan from Edpyme Alternativa in the amount of 3,500 PEN. She already had a previous Kiva loan that was repaid on time. Giovany is very grateful to everyone who helped her on that occasion.
Desde hace algunos meses ha empezado a trabajar en el negocio de crianza y venta de ganado ovino, contando con unas 25 ovejas, las cuales cría en un corral cercano a su vivienda. Adicionalmente sigue trabajando junto a su marido en su plantación de limón, cuyos frutos extrae para comercializarlos con los acopiadores locales.
Actualmente Giovany desea adquirir una pequeña extensión de correo de media hectárea en la cual piensa plantar también limón para poder incrementar sus ingresos mensuales. Para lograr sus objetivos ha solicitado a Edpyme Alternativa un crédito de 3500 nuevos soles. Ella ya ha tenido un crédito Kiva anteriormente, el cual ha pagado con puntualidad, asimismo se encuentra muy agradecida con las personas que le ayudaron en aquella oportunidad
Previous Loan Details23-year old Giovany is married and has a son. She lives with her family in a village located 20 minutes from Tambogrande district which is an agricultural area in Piura region, more than four hours from the town of Chiclayo, the capital of Lambayeque region. Giovany earns her living by raising pi... More from Giovany's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 18 months (Additional Information)
- Repayment Schedule
- May 2, 2012
- Jun 4, 2012
- Currency Exchange Loss:
- Oct 23, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.