Fe Y Eperanza Group
The members of the group are Isabel, plant sales; Fidelina, soft drink sales; Margarita, clothing sales; Coral, clothing sales and Angelica, shoe sales.
Doña Isabel is one of the women who belongs to this group. She is 55 years old, only studied until primary school and is married to Don Lucio. They have six children but currently only two depend on her and are in primary school. Doña Isabel says that she has always liked to work because as a very young child her parents taught her to work to get ahead. Consequently she has always looked for a way to sell something so that she could earn her own money. A little over six years ago she started selling plants, which she buys and resells to friends and acquaintances in the community. When she started her business she used to leave her house to offer her plants but now people come to her home because now they know her and where her house is located. In addition, she also sells metal presses for tortilla-making and says that many are sold and that currently she has several on order.
Isabel will invest the loan in the purchase of a variety of plants y presses. She wants her business to grow more and more each day and her income to increase because she wants to give her children a better education.
Los integrantes del grupo son: Isabel venta de plantas, Fidelina venta de refrescos, Margarita venta de ropa, Coral venta de ropa y Angélica venta de calzado.
Doña Isabel es una de las mujeres que integran este grupo ella tiene la edad de 55 años, solo estudio la primaria y está casada con don Lucio, ellos tuvieron 6 hijos pero actualmente solo dos dependen de ella y estudian la primaria. Doña Isabel platica que siempre le ha gustado trabajar ya que desde muy pequeña sus padres le enseñaron a trabajar para salir a delante así que siempre ha buscado la manera de vender algo para ganarse su propio dinero, Doña Isabel desde hace un poco mas de 6 años inicio a vender plantas las cuales compra y revende con su amigos y conocidos de la comunidad, cuando ella inicio con su negocio salia a ofrecer sus plantas pero ahora la gente llega a su casa sin necesidad de ofrecer porque ya la conocen y saben donde se ubica su hogar, ella ademas vende prensas de metal para la elaboracion de tortillas y dice que se venden mucho y ya tiene varios pedidos. Ella invertira este credito en la compra de variedad de plantas y prensas. ella quiere que su negocio crezca cada dia mas y sus ganancias aumenten ya que desea dar una mejor educacion a sus hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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