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Dennys Pablo
Dennys is a 46 year old Manan, happily married and the father of two girls. His wife Carmen does not work at the moment and is a housewife. One of their daughters is a married adult and the other is 13 years old and attends the local public school in Manta. He says that he began working with a friend of his father who was a welder when he was very young. He was the teacher who taught him how to work and treat customers. After some time he decided to venture out on his own and open his own shop. He has acquired the necessary machinery little by little. Six years have passed since he made this decision and now he works from 8:00 am to 6:00 pm every day. He says that his lack of equipment is reducing his return but he expects to beat this problem with this loan. His dream is to have a welding shop with all the necessary tools to improve his finances and help by providing employment to other people.
View original language description ↓
Dennys es un Manteño de 46 años, felizmente casado y padre de dos niñas. Su esposa Carmen no trabaja de momento es ama de casa. Una de sus hijas es mayor de edad y ya está casada, la otra tiene 13 años y está estudiando en el colegio fiscal de Manta. Dennys nos cuenta que empezó desde muy joven trabajando con un amigo de su padre que era soldador. Fue su maestro ya que le enseño la forma de trabajar y el trato a los clientes. Pasando un tiempo decidió independizarse abriendo su local propio y poco a poco ha ido adquiriendo la maquinaria necesaria. Han pasado 6 años desde que tomo esa decisión ahora trabaja junto a su hermano desde las 8 de la mañana hasta las 6 de la tarde todos los días. El nos comenta que la falta de maquinas está bajando su rendimiento pero espera superar ese problema con el préstamo. Su sueño es tener un taller de soldadura con todas las herramientas necesarias para mejorar su economía y ayudar dando trabajo a otras personas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Dennys Pablo to buy a welder.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2012
Jun 4, 2012
Currency Exchange Loss:
Aug 19, 2013