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Josefinas Group
In this Group: Norma Elena , Socorro , María Basilisa , Maricruz, Sandra *, Margarita , Magdalena Rocío , Yaracet , Adoradila , Yesenia, Victoria
* not pictured
The “Josefinas” group has 11 women and is located in a zone that besides being sugarcane producing area the residents also work collecting resin from rubber trees. The group members are: Norma Elena who sells costume jewelry, Socorro who sells items for the home, María Basilia who sells Mexican fast-food snacks, Maricruz who sells costume jewelry, Sandra who sells clothes, Margarita who sells candy, Magdalena who sells groceries, Yaracet who sells shoes, Adoradila who sells groceries, Yesenia who sells chicken and Victoria who sells sweets and fried snacks.

Adoradila is one of the women in the group; she’s 42-years-old and only went to elementary school and is single. She relates that she’s always liked to work but that a little over two years ago opened a small grocery store at home. First she started selling soft-drinks and candy and gradually has made it grow and today she also sells groceries.

She says that she decided to open her own grocery store to earn a little extra money to help her parents. Besides, she’s noticed that it’s a good business because she always sells even if it’s just a little bit.

She needs this loan to buy soft-drinks, rice, powdered detergent, chlorine bleach, shampoo and toothpaste to restock her store. Her customers are satisfied because they always find what they are looking for. She is very happy and tells us that she hopes her business will progress more each day.
View original language description ↓
El Grupo Josefinas está integrado por 11 mujeres y se encuentra ubicado en una zona que además de ser cañera su gente se dedica a la recolección de resinas de los arboles de hule, los integrantes de este grupo son: Norma Elena venta de bisutería, Socorro venta de artículos para el hogar, María Basilisa venta de antojitos mexicanos, Maricruz venta de bisutería, Sandra venta de ropa, Margarita venta de dulces, Magdalena venta de abarrotes, Yaracet venta de calzado, Adoradila Venta de abarrotes, Yesenia venta de pollo, Victoria dulces y frituras.

La señora Adoradila es una de las mujeres del grupo tiene la edad de 42 años, estudio solo la primaria y está soltera. Ella platica que siempre le ha gustado trabajar pero que hace poco más de dos años abrió una pequeña tienda de abarrotes en su casa, primero inicio vendiendo refrescos y dulces pero poco a poco la ha hecho crecer y actualmente también vender abarrotes. Ella dice que decidió poner su propia tienda de abarrotes para ganar un poco de dinero extra y así ayudar a sus padres además de que ella se ha dado cuenta que es un buen negocio ya que siempre se vende aunque sea un poquito. Ella necesita este crédito para invertirlo en la compra de refrescos, arroz, jabón en polvo, jabón de barra, cloro, shampoo y pasta dental para resurtir su negocio, sus clientes estén satisfechos ya que siempre encuentren lo que buscan. Ella se encuentra muy contenta y nos dice que espera que su negocio prospere más día con día.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 6
    View loans »
    Mexico Loans Fundraising
  • $17,731,700
    Funds lent in using Kiva
  • 14.0
    Mexico Pesos (MXN) = $1 USD
Expired
A portion of Josefinas Group's $5,375 loan helped a member to buy stock merchandise for her grocery store.
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 15, 2012
Listed
May 31, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 30, 2012