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Rubi Group
In this Group: Beatriz , Virginia , Vicenta , Francisca , Ysabel, María Del Carmen, Minerva , José Manuel , Sonia , Yolanda *, Emiliano , Elizabeth, Dulce María , Elvira
* not pictured
Doña Vicenta is one of the 14 members of the "Rubí" group, located in Acatlán. Its inhabitants work in commerce, since being the municipality, it is visited by many people from nearby communities. As well, sugar cane is planted and cultivated.

The members of this group are:

Beatriz: sale of groceries,
Virginia: sale of soft drinks,
Vicenta: sale of shoes and handbags,
Francisca: sale of clothing,
Ysabel: carpentry workshop,
María del Carmen: sale of cosmetics,
Minerva sale of cosmetics,
José Manuel sale of cosmetics,
Sonia: sale of clothing,
Yolanda:sale of lingerie,
Emiliano: pastry sales,
Elizabeth: sale of lingerie,
Dulce María: sale of food and
Elvira: sale of cosmetics.

Doña Vicenta is 44. She only went as far as high school, and is married to Pedro, who works as a mechanic. She has four children, but the eldest has already married, and now only three of her children are dependent on her. Vicenta tells us that she has always liked to work, and from the time she got married, she has sold various kinds of merchandise in order not to leave the entire burden to her husband and to help him with the household expenses.

Currently, she sells shoes and handbags, an activity she has been doing for nine years. Vicenta goes house-to-house in various communities. What she likes best about her business is that she does her selling in her free time and doesn't neglect her family. Vicenta will invest her loan in the purchase of a variety of handbags and shoes, in order to continue carrying out her sales.

She hopes that with this investment her business will continue to grow, as she wants her children to continue their education and to give them a better quality of life.
View original language description ↓
Doña Vicenta es uno de los 14 integrantes del grupo Rubí el cual se encuentra ubicado en Acatlán, en el cual su gente se dedica al comercio ya que al ser municipio recibe la visita de muchas personas de comunidades cercanas, también se realiza la siembra y cultivo de caña de azúcar.

Los integrantes de este grupo son:

Beatriz venta de abarrotes,
Virginia venta de refrescos,
Vicenta venta de zapatos y bolsas de mano,
Francisca venta de ropa,
Ysabel taller de carpintería,
María del Carmen venta de cosméticos,
Minerva venta de cosméticos,
José Manuel venta de cosméticos,
Sonia venta de ropa,
Yolanda venta de lencería,
Emiliano repostería,
Elizabeth venta de lencería,
Dulce María venta de comida y
Elvira venta de cosméticos

Doña Vicenta tiene la edad de 44 años, solo estudio la secundaria y se encuentra casada con Don Pedro que trabaja como Mecánico, ella tiene cuatro hijos pero la mayor ya se casó y actualmente solo dependen de ella tres de sus hijos. Doña Vicenta nos platica que siempre le ha gustado trabajar y desde que se casó ha vendido diferente tipo de mercancía para no dejar toda la carga a su esposo y ayudarlo con los gastos del hogar. Actualmente se dedica a la venta de zapatos y bolsas de mano, actividad que lleva realizando desde hace nueve años. Doña Vicenta visita casa por casa en diferentes comunidades. Lo que más le gusta de su negocio es que realiza sus ventas en su tiempo libre y no descuida a su familia. Doña Vicenta invertirá su crédito en la compra de variedad de bolsas de mano y zapatos para continuar realizando sus ventas. Ella espera que con esta inversión su negocio continúe creciendo ya que desea que sus hijos continúen sus estudios y darles una mejor calidad de vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 89
    View loans »
    Mexico Loans Fundraising
  • $19,621,825
    Funds lent in using Kiva
  • 14.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubi Group's $5,450 loan helped a member to buy a variety of shoes and handbags.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 14, 2012
May 31, 2012
Currency Exchange Loss:
Oct 16, 2012